How much money you should invest? Taking an investment decision is not easy. It is an art as well as a science. Selecting the right investment opportunity for yourself is an art while utilizing the correct investment strategy requires a scientific approach. Numerous factors also come into play that differ from individual to individual, depending […]
6 day to day measures to Manage Personal Finance A popular Jamaican saying goes in this manner, “Save money and money will save you”. True indeed! We all want to save money to financially secure ourselves and meet any future financial needs. However, many times the intent is not reflected in our actions. Many forget
Are you an Income Tax payer? Then you must want to view how much tax you have paid and how much tax paid by your employer. You can get all details of tax credit on form 26AS.This is very simple to view tax credit on 26AS. You should verify form 26AS before filing Income
In budget 2015-16 Govt. of India has introduced a pension scheme called Atal Pension Scheme for people of India,specially for poor peoples.This step has been taken to support financially to poor people at the time of old age.This is a voluntarily saving for their retirement. Atal Pension Yojana (APY) administered by Pension Fund Regulatory and Development
Income Tax return is mandatory for income over Rs. 5 Lac from year 2013 .But those who have income less than Rs. 5 Lac they should also file IT online because IT return will help you to get any loan easily.Now a day there are so many websites who will file IT online for free
Personal loan is generally taken for any personal purpose.Personal loan approved in a short time show that people can fulfil their personal needs on proper time.But it is tough to get approval on personal loan because personal loan a less secured loan than home loan or car loan.Before approving for personal loan bank go through
Fixed Deposit is a best long term investment scheme.Interest income from fixed deposit is tax free upto Rs. 10000 /- .Every bank and many finance company offers fixed deposit scheme with an attractive interest rate. So before investing money in fixed deposit we should take a comparison on interest rate in different bank.We have collected
Everybody wants to invest money for better future but are they aware that savings is the best source of investment.The sentence means that we have to save money if we want to invest.People in India are poor to save money.I am also lack from saving money.This is true but we need to improve on saving
Public Provident Fund (PPF) is a popular long-term investment scheme.Every bank has PPF scheme with a little bit different in interest.Now before choosing any bank for opening a PPF account you have to look for any safe and secure bank where your money will be in safe.Except bank you may also open a PPF account
Indian Post Office is the best place for small savings as well as long term savings.India Post has a great small saving banking and financial service.Generally in rural area post office is still a place where people save their money in safe and secure.Now a days Indian Post Office is expanding it financial services by
